Does a company have any obligations when, for example, an employee trips on a pothole in the company parking lot and breaks their arm? If an employee was injured in the company parking lot while coming to or from work and the company owns and maintains the parking lot, then it may fall under Workers' Compensation. If not, it may fall under your property liability insurance.
If the parking lot is maintained by someone else, such as with an office building, it may fall under their liability insurance but could still also fall under the company’s Workers' Comp.
Some states even have Workers' Comp laws that extend coverage to employees walking to and from work on public sidewalks and streets if they are required to park a distance away from the worksite.
In addition to insurance liabilities, consider any company or mandated leave laws and reasonable accommodation while the employee recovers from the injury.
Whenever an employee is injured at or on the way to or from work, we recommend consulting your insurance carrier and HR consultant to determine the best course of action to protect yourself and to ensure the employee receives all benefits and protections they are entitled to.
Affinity HR Group is BSCAI's endorsed HR partner, providing HR support, recruiting and employee engagement services. For a link to our menu of services for BSCAI members, go to www.AffinityHRGroup.com/BSCA